These Terms of Use ("Terms") govern your access to and use of the BackTrader platform, including the website located at backtrader.io, any associated software, APIs, dashboards, analytics tools, and related services (collectively, the "Platform").

By accessing or using the Platform, you agree to be bound by these Terms.

If you do not agree to these Terms, you must not use the Platform.

1. Description of Services

BackTrader provides a software platform that allows users to connect brokerage accounts, view trading analytics, monitor trading activity, and optionally configure automated trade mirroring or other trade automation tools.

The Platform is designed as software infrastructure and analytics tools to assist users in analyzing and managing their own trading activity.

BackTrader may provide the following features:

• Trading analytics dashboards
• Trade data visualization
• Strategy performance metrics
• Trade mirroring or automation tools
• Broker integrations
• Other tools and services related to trading analytics or automation

Additional services or features may be added or removed at any time.

Users may connect supported broker accounts through the Platform's account connection workflows. Trade automation, mirroring, and related controls are user-configured and depend on third-party broker/API availability, network conditions, account permissions, and user configuration settings. Execution timing, fills, slippage, rejected orders, and partial fills may differ across connected accounts.

2. No Financial Advice

BackTrader does not provide financial, investment, legal, or tax advice.

All information provided through the Platform, including but not limited to analytics, statistics, trade signals, dashboards, and performance metrics, is provided for informational and educational purposes only.

BackTrader does not recommend or endorse any specific investment, strategy, asset, or trade.

Users are solely responsible for their own trading decisions.

3. Not a Broker, Dealer, or Investment Advisor

BackTrader is not a broker-dealer, investment advisor, or financial institution.

BackTrader:

• Does not execute trades on behalf of users
• Does not manage user investment portfolios
• Does not provide personalized investment recommendations
• Does not hold custody of user funds or assets

All trading activity occurs through third-party brokerage accounts controlled by the user.

4. Trading Risk Disclosure

Trading financial instruments involves substantial risk of loss and is not suitable for all investors.

Users should carefully consider their financial situation before engaging in trading activities.

Past performance, analytics results, or strategy metrics displayed on the Platform are not indicative of future results.

Users may lose all or more than their invested capital.

BackTrader assumes no responsibility for trading losses.

The Platform is currently in beta. Software bugs, errors, delays, or unexpected behavior may occur. BackTrader does not assume liability for trading losses, missed trades, incorrect mirroring, duplicate orders, or other financial harm arising from Platform bugs, defects, or outages. Users should monitor their accounts and trading activity independently and use appropriate risk controls.

5. User Accounts

To use certain features of the Platform, users may be required to create an account.

Users agree to:

• Provide accurate and complete registration information
• Maintain the confidentiality of login credentials
• Notify BackTrader of unauthorized account access

Users are responsible for all activity occurring under their account.

BackTrader reserves the right to suspend or terminate accounts that violate these Terms.

6. Broker Integrations and Third-Party Services

The Platform may integrate with third-party services including brokerage APIs, payment processors, cloud providers, or other service providers.

BackTrader does not control and is not responsible for:

• Brokerage outages
• API failures
• Data inaccuracies from third parties
• Broker execution issues

Users agree that the use of third-party services is at their own risk.

Integrations and providers may include third-party broker APIs, authentication and database services, hosting providers, payment processors, and other infrastructure services needed to operate the Platform.

7. Platform Usage Restrictions

Users agree not to:

• Use the Platform for unlawful activities
• Attempt to reverse engineer the software
• Interfere with system security or infrastructure
• Resell or redistribute access to the Platform
• Attempt to extract or scrape platform data without authorization

BackTrader reserves the right to restrict or terminate access for violations.

8. Intellectual Property

All content, software, branding, and technology associated with the Platform are the exclusive property of BackTrader LLC.

Users may not reproduce, copy, distribute, or create derivative works without prior written permission.

9. Limitation of Liability

To the maximum extent permitted by law, BackTrader LLC shall not be liable for:

• Trading losses
• Losses arising from Platform bugs, software defects, or errors
• Loss of profits
• Data inaccuracies
• Platform downtime
• Third-party service failures

The Platform is provided "as is" and "as available" without warranties of any kind.

The Platform is currently offered in beta. To the maximum extent permitted by law, BackTrader shall not be liable for any losses or damages caused by bugs, defects, incorrect calculations, failed automations, delayed or missed trade mirroring, or other software issues, whether or not BackTrader was aware of such issues.

10. Subscriptions, Free Trial, and Refunds

Eligible plans may include a free trial so you can evaluate whether the Platform fits your workflow, broker setup, and trading needs before committing to a paid subscription.

The free trial is provided for you to gauge the utility of the Platform for your specific use case and decide whether to continue on a paid plan. You are responsible for canceling before the trial ends if you do not wish to be charged.

We do not offer refunds. Once you subscribe to a paid plan, all subscription fees are final and non-refundable, including for partial billing periods, except where required by applicable law. Canceling a subscription stops future charges but does not entitle you to a refund for amounts already paid.

11. Indemnification

Users agree to indemnify and hold harmless BackTrader LLC and its officers, employees, and affiliates from any claims, damages, or liabilities arising from:

• User trading activity
• Violation of these Terms
• Misuse of the Platform

12. Termination

BackTrader may suspend or terminate user accounts at any time for violations of these Terms or for security or operational reasons.

13. Modifications to Terms

BackTrader may update these Terms at any time.

Users will be notified of material changes where required.

Continued use of the Platform constitutes acceptance of the updated Terms.

14. Governing Law

These Terms shall be governed by the laws of the State of Arizona, without regard to conflict of law principles.

You and BackTrader agree to first attempt to resolve any dispute informally by contacting support@backtrader.io. If a dispute is not resolved within thirty (30) days after written notice, the dispute shall be resolved by final and binding arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules. Arbitration will take place in Arizona, unless the parties agree otherwise. You and BackTrader waive any right to a jury trial and any right to participate in a class action, class arbitration, or representative proceeding, except to the extent such waiver is prohibited by applicable law. Notwithstanding the foregoing, either party may seek injunctive or equitable relief in a court of competent jurisdiction for intellectual property misuse, unauthorized access, or other urgent equitable claims. Subject to the arbitration provisions above, venue for permitted court proceedings shall be in Arizona.

15. Contact Information

BackTrader LLC

Arizona, United States

support@backtrader.io